Sometimes, it’s an ad that claims you will qualify to receive a “free grant” to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, it’s a phone call supposedly from a “government” agency or some other organization with an official sounding name. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and you’ll never have to pay the money back.
But the Federal Trade Commission (FTC), the nation’s consumer protection agency, says that “money for nothing” grant offers usually are scams, whether you see them in your local paper or a national magazine
Here are some Guidelines to Follow from the Federal Trade Commission:
Don’t give out your bank account to anyone you don’t know.
Don’t pay money for a “free grant”.
Lookalikes aren’t the real thing
phone numbers can deceive
Register yourself with the Do Not Call Registry
File A Complaint with the FTC
Remember call us at 428-8130 and we can help determine if something is a scam or stop in and visit us on the fourth floor of the Central Library, 115 South Ave.
Interesting title of a book. This is a new book that we received in the Business and Social Sciences Division. Come Check it out!
It’s a rare glimpse into the mind of a master perfumer, and an inspired read for the fragrance enthusiast.” ~www.sniffapalooza.com
Are you looking for a list of top foundations that give grants in certain areas. Check the Foundation Center out at the Central Library in Rochester. We are one of the only libraries between Buffalo and Syracuse that house the Cooperating Collection of the Foundation Directory. This is a directory that has information about grants for nonprofit organizations. Interested in learning more, come see the Grants Information Center or call us at 585-428-8130. There are even free classes taught every month about grant seeking for nonprofits and how to search the comprehensive Foundation Directory online !
Checkout our new online database for your investment research and personal finance needs. Morningstar Investment Research Center is now available at Central in the Business and Social Sciences Division on the fourth floor. If you need assistance with your investment portfolio, utlilize morningstar’s stock and fund screening tools or their portfolio X-ray feature for help. Stop into to see this new resource!
Social Security paper checks are “supposed to go away by March 2013”. “People still receiving checks now can sign up for direct deposit or a Direct Express Debit card.” “Direct Express Debit card is designed for people who do not have bank accounts.”
For a Direct Express Debit card, people can call 1-800-333-1795 or go to www.GoDirect.org.
There will still be some exceptions to still receive a paper check but, people would need to request a waiver. Waiver applications can be requested by calling 1-800-333-1795.
There is information on the Social Security Administration’s website www.ssa.gov
The CASH Coalition helps people prepare their income taxes. According to a letter they have sent, their opening day to help people prepare their taxes will be Monday, January 21, 2013.
The CASH Coalition is part of the Empire Justice Center. www.empirejustice.org
- Free Income Tax Return Preparation (VITA – Volunteer Income Tax Assistance)
C.A.S.H. operates free, high quality tax preparation sites throughout Monroe County. IRS Certified Volunteers prepare and electronically file federal and NYS tax returns for free for income eligible persons. We also provide our clients with great information about home buying programs, debt management, credit reports, savings programs, affordable health care and health insurance, money management, job training, and more! Click here to learn more about our Free Tax Preparation Program.
For people who would like to prepare their own return, but want some help with tax questions, we offer FAST @ C.A.S.H. Clients who have a personal e-mail address, and good computer skills, can prepare their own tax return with help from a C.A.S.H. volunteer. Find out more by here
In October 1987, the first Domestic Violence Awareness Month was observed. Also a national toll free hotline was established. Then, in 1989, commerative legislation was passed by the United States congress.
Then in October 1994, the National Coalition against Domestic Violence and Ms. Magazine created a national registry to increase public awareness of domestic violence deaths. Now a poster is produced annually listing the names of women who were killed by an intimate partner that year.
We have books on the topic of Domestic Violence;Come and Check them out!